Gain a complete understanding of the financial side of health.
We help you connect the worlds of health and finance in new ways because we believe that simpler, smarter health care savings and payments lead to better, more impactful care experiences.
Health savings account
An HSA is a tax-advantaged account that can help you pay for qualified medical expenses.Learn More
Dependent care flexible spending account
A dependent care flexible spending account (DCFSA) can help you put aside dollars, income tax-free, for the care of children under the age of 13 or for dependent adults who can’t care for themselves.Learn More
HSA on Demand
With HSA On Demand, your employer accelerates your expected HSA contributions so you can immediately cover your health care expense — right at the point of service.Learn More
Health care flexible spending account
A health care FSA (HCFSA) reimburses you for eligible health care expenses for you and your eligible dependents.Learn More
Lifestyle spending accounts
Lifestyle spending accounts help those facing life challenges outside of the work environment and improve their work-life balance.Learn More
Commuter benefits - Online ordering model
Reduce your commuting expenses by taking advantage of commuter benefits.Learn More
Health Finance Ed Center
Understanding how to connect your health and finances is more important than ever. Our health finance ed center brings together industry-leading education, tools and resources designed to help you make the most of your health accounts.
What is HealthSafe ID
HealthSafe ID is our leading technology that strengthens website authentication protocols and enhances the security of your account by adding dual-factor authentication, so it remains safe and secure.Learn More
About Optum Financial
At Optum Financial we’re entirely dedicated to improving people’s well-being and are passionate about the relationship between health and finances.
We’re focused on providing innovative solutions that help you connect your health and finances in new ways.