Skip To Content

Important Notice

Effective January 1, 2024, the administration of the state’s spending accounts is moving from Optum Financial to Baker Tilly Vantagen. Please see below for important information and deadlines.

**Important notice about your State of Ohio spending accounts**

1/23/2024: If you received a new Optum Financial payment card for your FSA and/or Commuter account, that card is not enabled and should be discarded.

Effective January 1, 2024, the administration of the state’s spending accounts is moving from Optum Financial to Baker Tilly Vantagen. Below are important deadlines to submit reimbursement requests from Optum before your account transitions:

Health Savings Account (HSA): January 31, 2024. You will have access to your Optum Bank HSA account until this date.  Optum Bank will not be transferring your funds to Baker Tilly Vantagen until February 2024. If you do not participate in the group transfer to Baker Tilly Vantagen, your Optum account will be converted to a retail account, and you will be charged a $2.75 per month administrative fee. If you choose to transfer your funds to Baker Tilly Vantagen at a later date, you will be charged a $20 transfer fee.

Due to an error made during an update to the Optum Bank platform, your current HSA payment card has been disabled and you will be receiving a new payment card in the mail by January 12th. HSA funds can still be accessed by submitting a request for reimbursement through the Optum Bank web portal or mobile appWe apologize for any inconvenience this may cause.

Health Care Spending Account/Limited Purpose Spending Account (HCSA/LPSA): March 31, 2024

Dependent Care Spending Account (DCSA): March 31, 2024

Please visit Baker Tilly Vantagen’s website at: for more information on your accounts beginning January 1, 2024.

Health accounts

Gain a complete understanding of the financial side of health
We help you connect the worlds of health and finance in new ways because we believe that simpler, smarter health care savings and payments lead to better,
more impactful care experiences.

Health savings account

An HSA is a tax-advantaged account that can help you pay for qualified medical expenses.

Learn More

Health care spending account

A health care spending account (HCSA) reimburses you for eligible health care expenses for you and your eligible dependents.

Learn More

Limited purpose spending account

A limited purpose spending account (LPSA) is a great companion to a health savings account (HSA), which you may use to pay for unforeseen qualified medical expenses.

Learn More

Commuter benefits

Reduce your commuting expenses by taking advantage of commuter benefits.

Learn More

Dependent care spending account

A dependent care spending account (DCSA) can help you put aside dollars, income tax-free, for the care of children under the age of 13 or for dependent adults who can’t care for themselves.

Learn More

Health Finance Ed Center

Understanding how to connect your health and finances is more important than ever. Our health finance ed center brings together industry-leading education, tools, and resources designed to help you make the most of your health accounts.

What is HealthSafe ID

HealthSafe ID is our leading technology that strengthens website authentication protocols and enhances the security of your account by adding dual-factor authentication, so it remains safe and secure.

Learn more


Does your expense qualify?

Questions about whether expense qualifies? Use our qualified medical expense search tool to filter by account type and expense type to see what qualifies.

View qualified medical expenses

Shop for all your health and wellness needs

Visit Optum store and explore their wide range of HSA and FSA-eligible products at everyday low prices. We've got you covered.

Shop Optum Store

Optum Financial Mobile App

All the tools you need when you’re on the go. With the Optum Financial mobile app, you can easily manage your HSA, FSA or HRA anywhere.

Download mobile app

About Optum Financial

At Optum Financial we’re entirely dedicated to improving people’s well-being and are passionate about the relationship between health and finances.

We’re focused on providing innovative solutions that help you connect your health and finances in new ways.

Have questions or need help?

You can get support 24/7

Optum Financial (FSA/DCSA/Commuter) at 1-844-881-7147
Optum Bank (HSA) at 1-866-234-8913